Firearms & Ammunition
Merchant accounts for firearms and ammunition
Most processors ban firearms outright. One application reaches the acquirers that board licensed dealers, and several accounts protect you from the next ban.
- CheckingAcquirer AUnited States
- CheckingAcquirer BUnited Kingdom
- CheckingAcquirer CEuropean Union
- CheckingAcquirer DUnited States
- CheckingAcquirer EEuropean Union
What acquirers look for
What an acquirer checks before boarding firearms and ammunition retailers.
Firearms and ammunition retailers are excluded by most mainstream processors. Acquirers that board them check dealer licensing and how you meet transfer, age and shipping rules in each market.
Dealer licensing
A valid dealer license (in the US, an FFL) and any state licenses your products require.
Transfer and background checks
Firearms transferred through a licensed dealer with the background checks the law requires.
Age verification
Age checks for ammunition and restricted accessories.
Shipping restrictions
Blocking for states and countries where products cannot be shipped.
Product catalogue
A clear list of what you sell, so acquirers can check it against their rules.
You must hold the licenses and registrations your markets require. Approval is always the acquirer's decision; we make sure your application reaches the ones whose rules it fits.
How Orchestrapay helps
Get approved, stay live, keep the accounts.
Get boarded
Fill in one KYC application. We pre-match it to the boarding rules of each acquirer in our network of 40+ that boards firearms and ammunition retailers, taking MATCH status into account, and send it only where it fits.
Never depend on one account
Run on several merchant accounts at once. Smart Routing splits traffic and fails over when one is paused, and your customers' cards stay in a vault you own.
Keep your accounts
Stay under the card schemes' dispute and fraud thresholds with alerts that stop disputes early, deflection that stops them being filed, and 3D Secure where fraud risk is high.
What firearms and ammunition retailers ask us.
Many mainstream processors exclude firearms by policy. Acquirers in our network that board licensed dealers review you on your licensing and controls.
Tell us about your firearms & ammunition business.
Share what you sell, where, and how you process today. We will tell you which acquirers in our network are a realistic match before you fill in anything else.
- One application, many acquirers
- Matched to boarding rules before it is sent
- Several accounts behind one integration