Adult
Merchant accounts for adult websites
Most processors will not take adult content. One application from us reaches the acquirers that do, and you run on several accounts at once so one review never takes your revenue offline.
- CheckingAcquirer AUnited States
- CheckingAcquirer BUnited Kingdom
- CheckingAcquirer CEuropean Union
- CheckingAcquirer DUnited States
- CheckingAcquirer EEuropean Union
What acquirers look for
What an acquirer checks before boarding adult websites.
Adult merchants are registered with the card schemes as high-integrity-risk, carry high refund and dispute exposure, and are reviewed on content as well as on payments. Acquirers that board them want to see the controls before the volume.
Card scheme registration
Mastercard and Visa require adult merchants to be registered by their acquirer under the high-risk programmes (Mastercard BRAM, Visa integrity risk). Your acquirer files it; your application needs to support it.
Content review and moderation
Documented review of every upload, removal processes, and records showing performers are of age and consented.
Age verification
A gate that verifies visitors are adults, meeting the rules of each market you sell in.
Clear billing descriptors
A descriptor and support contact a cardholder recognises on their statement, which cuts "I don't know this charge" disputes.
Cancellation and refund policy
Easy cancellation for memberships, a published refund policy, and a support channel that answers.
Processing history
Recent statements showing volumes, refund rate and dispute rate, if you process today.
You must hold the licenses and registrations your markets require. Approval is always the acquirer's decision; we make sure your application reaches the ones whose rules it fits.
How Orchestrapay helps
Get approved, stay live, keep the accounts.
Get boarded
Fill in one KYC application. We pre-match it to the boarding rules of each acquirer in our network of 40+ that boards adult websites, taking MATCH status into account, and send it only where it fits.
Never depend on one account
Run on several merchant accounts at once. Smart Routing splits traffic and fails over when one is paused, and your customers' cards stay in a vault you own.
Keep your accounts
Stay under the card schemes' dispute and fraud thresholds with alerts that stop disputes early, deflection that stops them being filed, and 3D Secure where fraud risk is high.
What adult websites ask us.
We send one application to the acquirers in our network that board adult merchants, pre-matched to each one's boarding rules, and track every answer for you. Approval is always the acquirer's decision.
Tell us about your adult business.
Share what you sell, where, and how you process today. We will tell you which acquirers in our network are a realistic match before you fill in anything else.
- One application, many acquirers
- Matched to boarding rules before it is sent
- Several accounts behind one integration