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Tobacco & Vapes

Merchant accounts for vape and tobacco shops

Vape and tobacco sales are age-restricted, taxed and limited by state and country. One application reaches the acquirers that board them, matched to how and where you ship.

Your Tobacco & Vapes application
Matched to each acquirer's boarding rules
  • Acquirer A
    United States
    Checking
  • Acquirer B
    United Kingdom
    Checking
  • Acquirer C
    European Union
    Checking
  • Acquirer D
    United States
    Checking
  • Acquirer E
    European Union
    Checking

What acquirers look for

What an acquirer checks before boarding tobacco and vape shops.

Online tobacco and vape sellers must verify age at checkout and at delivery, respect shipping bans in some states and countries, and in the US comply with the PACT Act's registration, reporting and delivery rules.

Typical merchant category code5993

Age verification

Age checks at checkout and adult signature on delivery where the law requires it.

Shipping restrictions

Blocking for states and countries where your products cannot be shipped or sold online.

PACT Act compliance (US)

Registration and reporting with the authorities, excise tax collection, and compliant delivery for sales into the US.

Product compliance

Products that meet local rules on nicotine strength, flavours and labelling in each market.

Clear site policies

Published age policy, shipping restrictions, returns and support contact.

You must hold the licenses and registrations your markets require. Approval is always the acquirer's decision; we make sure your application reaches the ones whose rules it fits.

How Orchestrapay helps

Get approved, stay live, keep the accounts.

01

Get boarded

Fill in one KYC application. We pre-match it to the boarding rules of each acquirer in our network of 40+ that boards tobacco and vape shops, taking MATCH status into account, and send it only where it fits.

02

Never depend on one account

Run on several merchant accounts at once. Smart Routing splits traffic and fails over when one is paused, and your customers' cards stay in a vault you own.

03

Keep your accounts

Stay under the card schemes' dispute and fraud thresholds with alerts that stop disputes early, deflection that stops them being filed, and 3D Secure where fraud risk is high.

What tobacco and vape shops ask us.

Most mainstream processors exclude tobacco and vapes. We send your application to acquirers in our network that board age-restricted goods.

Tell us about your tobacco & vapes business.

Share what you sell, where, and how you process today. We will tell you which acquirers in our network are a realistic match before you fill in anything else.

  • One application, many acquirers
  • Matched to boarding rules before it is sent
  • Several accounts behind one integration

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