Crypto
Card payments for crypto on-ramps and exchanges
Buying crypto with a card is high risk for issuers and acquirers alike. One application reaches the acquirers that board crypto, and routing sends each purchase to the account set up for that market.
- CheckingAcquirer AUnited States
- CheckingAcquirer BUnited Kingdom
- CheckingAcquirer CEuropean Union
- CheckingAcquirer DUnited States
- CheckingAcquirer EEuropean Union
What acquirers look for
What an acquirer checks before boarding crypto businesses.
Card purchases of crypto are quasi-cash transactions, heavily targeted by fraud, and regulated as money transmission or virtual asset services in most markets. Acquirers expect registration and strong customer verification.
Registration or license
Registration as a virtual asset service provider, money transmitter or equivalent in each market you serve.
Customer KYC and AML
Identity verification before purchase, sanctions screening and transaction monitoring.
Fraud controls
Velocity limits, device checks and 3D Secure on card purchases.
Correct coding
Transactions coded as quasi-cash (MCC 6051) or as your acquirer requires.
Wallet ownership checks
Controls that funds go to wallets the customer owns.
You must hold the licenses and registrations your markets require. Approval is always the acquirer's decision; we make sure your application reaches the ones whose rules it fits.
How Orchestrapay helps
Get approved, stay live, keep the accounts.
Get boarded
Fill in one KYC application. We pre-match it to the boarding rules of each acquirer in our network of 40+ that boards crypto businesses, taking MATCH status into account, and send it only where it fits.
Never depend on one account
Run on several merchant accounts at once. Smart Routing splits traffic and fails over when one is paused, and your customers' cards stay in a vault you own.
Keep your accounts
Stay under the card schemes' dispute and fraud thresholds with alerts that stop disputes early, deflection that stops them being filed, and 3D Secure where fraud risk is high.
What crypto businesses ask us.
Yes, through acquirers that board crypto. We send one application to the ones in our network whose rules match your licenses and markets.
Tell us about your crypto business.
Share what you sell, where, and how you process today. We will tell you which acquirers in our network are a realistic match before you fill in anything else.
- One application, many acquirers
- Matched to boarding rules before it is sent
- Several accounts behind one integration