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Marketplaces & Platforms

Take payments from buyers. Pay out your sellers.

A marketplace carries everyone's risk on its own processor account. Orchestrapay spreads it across processors, keeps buyer cards in a vault you own, and pays sellers through one API.

Buyer checkout
One payment, two sellers
$365.00
  • Seller: Northwind Ceramics$212.50
  • Seller: Alder & Pine$118.75
  • Platform fee$33.75

Payments in Marketplaces & Platforms

Where marketplace payments get hard.

One seller's chargebacks put the whole platform at risk

Disputes from a single seller count against your account, and enough of them can freeze it for everyone.

Fixed byChargebacks & DisputesEvery dispute from every processor in one place, so you see which seller is driving them.

A frozen account stops every seller at once

When the platform's only processor pauses the account, no seller on it can take a payment.

Fixed byNever depend on one processorBackup processors already connected, with failover drawn in your routing.

Buyers pay in many ways and many countries

Cross-border buyers and wallet payments land on whichever processor you happened to integrate first.

Fixed bySmart RoutingRoute by country, currency, amount or BIN to the processor best placed for that buyer.

Fraud arrives from both sides

Stolen cards on the buyer side and bad actors on the seller side both end as losses on your books.

Fixed byAntifraud EngineScore every payment before it reaches a processor.

How it works

One integration for buyers, processors and sellers.

01

Accept from buyers

Cards and wallets through the Orchestrapay payment form, routed to the processor you choose.

02

Hold cards and watch risk

Buyer cards stay in your vault. Disputes from every processor land in one view.

03

Pay out sellers

Send seller payouts through the Payouts API to the recipients you register.

Questions teams ask before they switch.

Yes. Register payout recipients and send payouts through the API.

Tell us how money moves on your platform.

Describe your buyers, your sellers and how you pay them today. We will map the processors, routing and payouts that fit.

  • Spread risk across processors
  • Buyer cards in a vault you own
  • A transparent number before you sign anything

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