Accept card payments in Israel

Orchestrapay lets you use all local acquirers and payment processors in Israel through a single global API.

~10M
population; a high-income, card-first market
Isracard
the domestic card brand alongside Visa and Mastercard
Tashlumim
installments on a credit card, expected at checkout
Bit + PayBox
the everyday payment apps on Israeli phones

Sources: Bank of Israel and provider disclosures, 2024–2025.

How Israel pays

Israel is a card-first market. Credit cards from local issuers carry most online spend: Isracard, a domestic card brand, sits alongside Visa and Mastercard cards from the local issuers. A local habit sets Israel apart: shoppers expect to split larger purchases into payments (tashlumim) on a credit card, and checkouts that offer installments are the norm rather than the exception.

Phones are the other half of the story. Bit and PayBox are the everyday payment apps for person to person and small merchant payments, and Apple Pay and Google Pay are widely used. For an enterprise merchant, the value is a strong card checkout: international and locally issued cards and the express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers to protect approvals, with shekel pricing and FX handled for you.

Why merchants run on us here

Cards and wallets live today

International card acquiring and Apple Pay and Google Pay, behind one integration.

Built for local cards

Isracard and the other locally issued cards are how Israel pays online, so routing by card origin matters.

Installments are expected

Israeli buyers look for tashlumim on larger baskets, and a checkout that respects the habit converts better.

Shekel pricing and FX

Price in ILS and settle in your base currency, with 3DS and retries across acquirers.

Payment methods

Cards

Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPay

Buy Now, Pay Later

Sandbox BNPL

Digital wallets

PayPal

Express checkout

Apple Pay
Google Pay
Link

Gateways

Sandbox BNPL
PayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox Gateway
Airwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
Orbital

Built for enterprise

Everything it takes to run payments in Israel

Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Israel like any other market in your stack.

One integration, every local method

Connect once and reach every card scheme, wallet, bank rail and installment provider in Israel through a single API — no separate contract or integration per provider.

Local acquiring, higher approvals

We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.

Settlement, FX & repatriation

Collect in the Israeli new shekel (ILS) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.

Licensing handled locally

Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.

Payouts & reconciliation

Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.

Fraud, disputes & compliance

Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.

Ready to launch in Israel?

Talk to our payments team about going live in Israel — coverage, local acquiring, settlement and timelines for your business.