Sources: Eastern Caribbean Central Bank and provider disclosures, 2024–2025.
How Saint Vincent and the Grenadines pays
Saint Vincent and the Grenadines is a small island market where cash is still common for everyday spending and Visa and Mastercard cards from local banks cover most card payments. It shares the Eastern Caribbean dollar, pegged to the US dollar, with seven other members of the Eastern Caribbean Currency Union, whose shared central bank is the Eastern Caribbean Central Bank.
Tourism, from yacht charters through the Grenadines to resorts on Bequia and Mustique, brings a steady flow of North American and European cards. For a merchant, the value is optimization: cards, wallets and local methods behind one integration, 3DS on card-not-present payments, and retries across acquirers to protect approvals, with Eastern Caribbean dollar pricing and FX handled for you.
Why merchants run on us here
Built for tourism
Charter guests and resort visitors pay with foreign-issued cards, routed by card origin across acquirers.
Moving buyers off cash
A trusted card checkout gives a cash-heavy market a simple way to pay online.
3DS on every card-not-present payment
Authentication applied consistently, with retries across acquirers to protect approvals.
One currency across the union
Price in XCD, the currency shared across the Eastern Caribbean Currency Union, with FX handled for you.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Saint Vincent and the Grenadines
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Saint Vincent and the Grenadines like any other market in your stack.
One integration, every local method
Connect once and reach every card scheme, wallet, bank rail and installment provider in Saint Vincent and the Grenadines through a single API — no separate contract or integration per provider.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Eastern Caribbean dollar (XCD) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Saint Vincent and the Grenadines?
Talk to our payments team about going live in Saint Vincent and the Grenadines — coverage, local acquiring, settlement and timelines for your business.