Sources: central bank and operator disclosures, 2024–2025.
How Haiti pays
Haiti is a cash economy, with low bank account and card ownership. Digicel's MonCash is the main mobile money service for transfers and payments, and US dollars are widely used alongside the gourde. Card acquiring inside the country is limited.
A large diaspora, mainly in the United States, Canada and France, sends remittances home and pays for services with cards issued abroad. For a merchant, Orchestrapay offers international cards and express wallets for these buyers, with 3DS on card-not-present payments, and runs sanctions screening and compliance checks before onboarding any business serving the market.
Why merchants run on us here
For buyers paying from abroad
International cards and express wallets for the diaspora paying with foreign-issued cards.
How Haiti pays
Cash and MonCash mobile money settle most payments inside the country.
Compliance first
Sanctions screening and compliance checks run before any business serving the market is onboarded.
Dollar-aware pricing
Price in US dollars where buyers expect it, settled in your base currency.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Haiti
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Haiti like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Haiti today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Haitian gourde (HTG) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Haiti?
Talk to our payments team about going live in Haiti — coverage, local acquiring, settlement and timelines for your business.