Sources: Banco Central de la República Dominicana, Superintendencia de Bancos and provider disclosures, 2024–2025.
How Dominican Republic pays
The Dominican Republic is the Caribbean's largest economy, and tourism brings a steady flow of international cards. Domestic card payments run through the local processors CardNET and AZUL, with banks such as Banreservas, Banco Popular and BHD issuing most cards.
Beyond cards, many shoppers pay by bank transfer or in cash, and bank apps and mobile payment services such as tPago are spreading. For an enterprise merchant, the value is approvals and reach: cards, wallets and local methods behind one integration, routing across acquirers, frictionless 3DS and retries, with Spanish-language checkout and settlement in pesos or dollars.
Why merchants run on us here
Local card processing
Domestic card payments run through CardNET and AZUL, so local acquiring matters for approvals.
International cards
Routing across acquirers and retries protect approvals on the foreign cards tourism brings.
Transfers and mobile payments
Bank transfers, cash and services such as tPago reach shoppers beyond cards.
One integration, peso or dollar settlement
Cards, wallets and local methods behind one integration, with 3DS and Spanish-language checkout.
Payment methods
Cards
Buy Now, Pay Later
Digital wallets
Express checkout
Gateways
Sandbox GatewayBuilt for enterprise
Everything it takes to run payments in Dominican Republic
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Dominican Republic like any other market in your stack.
One integration, every local method
Connect once and reach every card scheme, wallet, bank rail and installment provider in Dominican Republic through a single API — no separate contract or integration per provider.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Dominican peso (DOP) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Dominican Republic?
Talk to our payments team about going live in Dominican Republic — coverage, local acquiring, settlement and timelines for your business.
