Coverage

🇨🇱 Payments in Chile

Every payment method and gateway Orchestrapay has integrated for Chile.

12 payment methods21 gateways

~19M

population; high card and internet penetration

Webpay

Transbank's Webpay Plus leads online

RedCompra

debit is the everyday card rail

Wallets

MACH and Mercado Pago growing fast

Sources: CMF and provider disclosures, 2024–2025.

How Chile pays

Chile is one of Latin America's most card- and bank-connected markets. Online checkout is dominated by Webpay Plus (Transbank), which processes credit cards and the ubiquitous RedCompra debit network, while bank transfers (via Khipu and similar) and wallets like MACH and Mercado Pago are widely used. For cash payers, Servipag and Multicaja handle pay-in and bill payment.

We cover the Chilean surface — Webpay/RedCompra cards, bank transfer, and wallets — through local acquiring for higher approvals, and settle the peso (CLP) into your base currency with FX and CMF compliance carried by locally licensed partners, so you launch without a local entity.

Why merchants run on us here

Webpay Plus

Accept Webpay Plus (Transbank), the checkout most Chilean shoppers expect to see.

RedCompra debit

Reach everyday spenders on the RedCompra debit network, plus Visa and Mastercard credit.

Bank transfer & wallets

Bank transfer via Khipu and wallets like MACH and Mercado Pago for non-card demand.

Peso settlement & FX

Collect in CLP and settle in your base currency, with FX and CMF compliance carried by local partners.

Payment methods

Cards

Visa

Mastercard

American Express

Discover

Diners Club

JCB

UnionPay

Buy Now, Pay Later

Sandbox BNPL

Digital wallets

PayPal

Express checkout

Apple Pay

Google Pay

Link

Gateways

Sandbox BNPL

PayPal

Stripe

Stripe (Enterprise)

Adyen

Unlimit

Worldpay

Checkout.com

Authorize.net

MPGS

Cybersource

Sandbox Gateway

Airwallex

Braintree

CommerceHub

DLocal

Fiserve

NMI

Nuvei

Orbital

PayPal Commerce

Built for enterprise

Everything it takes to run payments in Chile

Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Chile like any other market in your stack.

One integration, every local method

Connect once and reach every card scheme, wallet, bank rail and installment provider in Chile through a single API — no separate contract or integration per provider.

Local acquiring, higher approvals

We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.

Settlement, FX & repatriation

Collect in the peso (CLP) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.

Licensing handled locally

Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.

Payouts & reconciliation

Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.

Fraud, disputes & compliance

Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.

Merchant of Record

Sell into Chile, get paid internationally.

Use Orchestrapay as your merchant of record in Chile: collect in the peso (CLP) on local rails while we settle your revenue abroad in USD, past local capital controls — with the local entity, licensing and tax carried for you.

Explore Merchant of Record

Ready to launch in Chile?

Talk to our payments team about going live in Chile — coverage, local acquiring, settlement and timelines for your business.

Talk to our payments team Read the docs