Sources: Banco Central de Bolivia, ASFI and provider disclosures, 2024–2025.
How Bolivia pays
Bolivia is still largely a cash economy, but its most visible digital payment is the interoperable QR Simple standard: shoppers scan a code in their bank app and pay instantly from their account. Card ownership is lower than elsewhere in South America, and Tigo Money serves many people without a bank account.
Dollar shortages in recent years led banks to restrict cross-border card spending, so domestic acquiring and local methods matter for cross-border merchants. For an enterprise merchant, the value is reach: cards, wallets and local methods behind one integration, routing across acquirers and 3DS, with Spanish-language checkout and compliance with ASFI rules in mind.
Why merchants run on us here
QR Simple bank payments
Shoppers pay from their bank app by scanning QR Simple codes, the interoperable standard across Bolivian banks.
Mobile money reach
Tigo Money extends checkout to people who do not hold a bank card.
Domestic acquiring
Local acquiring for Bolivian cards sidesteps the limits banks have placed on cross-border card spending.
One integration, boliviano pricing
Cards, wallets and local methods behind one integration, with routing across acquirers, 3DS and Spanish-language checkout.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Bolivia
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Bolivia like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Bolivia today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the boliviano (BOB) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Bolivia?
Talk to our payments team about going live in Bolivia — coverage, local acquiring, settlement and timelines for your business.