Accept card payments in Ukraine

Card-first

cards and phones dominate everyday payments

PROSTIR

the national card scheme, run by the central bank

monobank

a mobile-only bank with a household name

NBU

the National Bank of Ukraine sets payment and FX rules

Sources: National Bank of Ukraine and provider disclosures, 2024–2025.

How Ukraine pays

Ukraine is a card-first, mobile-first market. Visa and Mastercard cards from banks such as PrivatBank and monobank are used for almost everything, and Apple Pay and Google Pay are everyday habits. The National Bank of Ukraine also runs PROSTIR, the national card scheme, and cash on delivery through parcel networks such as Nova Poshta remains popular for e-commerce.

Under martial law, the National Bank of Ukraine applies currency and cross-border payment restrictions that shape how money moves in and out of the country. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with hryvnia pricing and FX handled for you.

Why merchants run on us here

Cards and wallets live today

International card acquiring and the express wallets, available now.

Mobile-first checkout

Apple Pay and Google Pay are everyday habits, so a wallet-first checkout fits.

PROSTIR and cash on delivery on the radar

PROSTIR cards and cash on delivery are how many Ukrainians pay locally.

Hryvnia pricing and FX

Price in UAH and settle in your base currency, with FX handled for you.

Payment methods

Cards

Visa

Mastercard

American Express

Discover

Diners Club

JCB

UnionPay

Buy Now, Pay Later

Sandbox BNPL

Digital wallets

PayPal

Express checkout

Apple Pay

Google Pay

Link

Gateways

Sandbox BNPL

PayPal

Airwallex

Stripe

Adyen

Unlimit

Worldpay

Checkout.com

Authorize.net

MPGS

Cybersource

Sandbox Gateway

Airwallex (Enterprise)

Braintree

CommerceHub

Fiserve

NMI

Nuvei

Orbital

Built for enterprise

Everything it takes to run payments in Ukraine

Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Ukraine like any other market in your stack.

One integration, growing local coverage

Connect once for what's live in Ukraine today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.

Local acquiring, higher approvals

We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.

Settlement, FX & repatriation

Collect in the Ukrainian hryvnia (UAH) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.

Licensing handled locally

We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.

Payouts & reconciliation

Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.

Fraud, disputes & compliance

Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.

Ready to launch in Ukraine?

Talk to our payments team about going live in Ukraine — coverage, local acquiring, settlement and timelines for your business.

Talk to our payments team Read the docs