Sources: Financial Supervisory Commission, central bank and provider disclosures, 2024–2025.
How Taiwan pays
Taiwan pays online mostly by credit card, with Visa, Mastercard and JCB all common. Alongside cards sit two local habits: paying for an online order in cash at a convenience store such as 7-Eleven or FamilyMart, and paying by ATM transfer to a virtual account issued for that order.
Mobile wallets have grown quickly, led by LINE Pay and JKOPAY, with the bank-backed Taiwan Pay and Apple Pay alongside. Payments are overseen by the Financial Supervisory Commission. For an enterprise merchant, the value is optimization: routing across acquirers, 3DS that keeps friction low, and cards, wallets and local methods behind one integration, settled in New Taiwan dollars.
Why merchants run on us here
Cards, including JCB
Visa, Mastercard and JCB lead online, routed across acquirers with retries to protect approvals.
The convenience store counter
Convenience store payment codes at 7-Eleven and FamilyMart let shoppers order online and pay in cash.
Wallets and ATM transfers
LINE Pay, JKOPAY and Taiwan Pay sit beside ATM virtual account transfers, a long-standing way to pay for online orders.
One integration, TWD settlement
Cards, wallets and local methods behind one integration, in New Taiwan dollars, with 3DS where it helps and Traditional Chinese checkout.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Taiwan
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Taiwan like any other market in your stack.
One integration, every local method
Connect once and reach every card scheme, wallet, bank rail and installment provider in Taiwan through a single API — no separate contract or integration per provider.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the New Taiwan dollar (TWD) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Taiwan?
Talk to our payments team about going live in Taiwan — coverage, local acquiring, settlement and timelines for your business.