Sources: central bank and provider disclosures, 2024–2025.
How Solomon Islands pays
Solomon Islands is a cash economy. Most people live in rural communities spread across hundreds of islands, far from bank branches, and bank account and card ownership is low outside Honiara. Bank transfers handle larger payments, and the Central Bank of Solomon Islands oversees banks and payment services.
Online card spend linked to the country comes largely from abroad: visitors, development and aid organizations, and Solomon Islanders working overseas. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with FX handled for you.
Why merchants run on us here
Cards and wallets live today
International card acquiring and the express wallets, available now.
How Solomon Islands pays
Cash for daily life, bank transfers for larger amounts.
Buyers paying from abroad
Visitors and organizations pay with foreign-issued cards, so routing by card origin matters.
FX handled for you
Price in SBD and settle in your base currency.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Solomon Islands
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Solomon Islands like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Solomon Islands today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Solomon Islands dollar (SBD) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Solomon Islands?
Talk to our payments team about going live in Solomon Islands — coverage, local acquiring, settlement and timelines for your business.