Sources: Nepal Rastra Bank and provider disclosures, 2024–2025.
How Nepal pays
Nepal has moved quickly from cash to QR. Wallets such as eSewa, Khalti and IME Pay, and the Fonepay QR network linking bank apps, are how many Nepalis pay shops, bills and each other, while connectIPS handles direct account payments. Cards are held mainly as debit cards, and residents' spending in foreign currency online is limited.
Remittances from Nepalis working abroad are a pillar of the economy, and tourism brings visitors paying with foreign-issued cards. The rupee is pegged to the Indian rupee. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with FX handled for you.
Why merchants run on us here
Cards and wallets live today
International card acquiring and the express wallets, available now.
A QR-first market
eSewa, Khalti and Fonepay QR are how Nepal pays day to day.
Remittances and tourism
Workers abroad and visitors pay with foreign-issued cards, so routing by card origin matters.
Rupee pricing and FX
Price in NPR and settle in your base currency, with FX handled for you.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Nepal
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Nepal like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Nepal today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Nepalese rupee (NPR) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Nepal?
Talk to our payments team about going live in Nepal — coverage, local acquiring, settlement and timelines for your business.