Sources: Reserve Bank of Fiji and provider disclosures, 2024–2025.
How Fiji pays
Fiji pays with cash, cards and mobile wallets. Vodafone's M-PAiSA and Digicel's MyCash are widely used for transfers, bills and government payments, including on outer islands where bank branches are scarce. Bank cards are common in Suva and Nadi, and the Reserve Bank of Fiji oversees banks and payment services.
Tourism is the largest source of card spend from abroad, with visitors from Australia, New Zealand and the US booking online, and remittances from Fijians overseas add more. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with FX handled for you.
Why merchants run on us here
Cards and wallets live today
International card acquiring and the express wallets, available now.
How Fiji pays
Cash, cards, and mobile wallets M-PAiSA and MyCash.
Visitor-ready
Tourists pay with foreign-issued cards, so routing by card origin matters.
Fijian dollar pricing and FX
Price in FJD and settle in your base currency, with FX handled for you.
Payment methods
Cards
Buy Now, Pay Later
Digital wallets
Express checkout
Gateways
Sandbox GatewayBuilt for enterprise
Everything it takes to run payments in Fiji
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Fiji like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Fiji today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Fijian dollar (FJD) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Fiji?
Talk to our payments team about going live in Fiji — coverage, local acquiring, settlement and timelines for your business.
