Accept card payments in Fiji

Orchestrapay lets you use all local acquirers and payment processors in Fiji through a single global API.

~900K
population; a tourism-led island economy
M-PAiSA
with MyCash, the main mobile wallets
Tourism
the largest source of card spend from abroad
Reserve Bank of Fiji
the central bank and payments regulator

Sources: Reserve Bank of Fiji and provider disclosures, 2024–2025.

How Fiji pays

Fiji pays with cash, cards and mobile wallets. Vodafone's M-PAiSA and Digicel's MyCash are widely used for transfers, bills and government payments, including on outer islands where bank branches are scarce. Bank cards are common in Suva and Nadi, and the Reserve Bank of Fiji oversees banks and payment services.

Tourism is the largest source of card spend from abroad, with visitors from Australia, New Zealand and the US booking online, and remittances from Fijians overseas add more. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with FX handled for you.

Why merchants run on us here

Cards and wallets live today

International card acquiring and the express wallets, available now.

How Fiji pays

Cash, cards, and mobile wallets M-PAiSA and MyCash.

Visitor-ready

Tourists pay with foreign-issued cards, so routing by card origin matters.

Fijian dollar pricing and FX

Price in FJD and settle in your base currency, with FX handled for you.

Payment methods

Cards

Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPay

Buy Now, Pay Later

Sandbox BNPL

Digital wallets

PayPal

Express checkout

Apple Pay
Google Pay
Link

Gateways

Sandbox BNPL
PayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox Gateway
Airwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
Orbital

Built for enterprise

Everything it takes to run payments in Fiji

Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Fiji like any other market in your stack.

One integration, growing local coverage

Connect once for what's live in Fiji today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.

Local acquiring, higher approvals

We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.

Settlement, FX & repatriation

Collect in the Fijian dollar (FJD) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.

Licensing handled locally

We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.

Payouts & reconciliation

Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.

Fraud, disputes & compliance

Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.

Ready to launch in Fiji?

Talk to our payments team about going live in Fiji — coverage, local acquiring, settlement and timelines for your business.