Sources: National Bank of Cambodia and provider disclosures, 2024–2025.
How Cambodia pays
Cambodia runs on two currencies, the riel and the US dollar, and prices are often shown in both. Payments have moved fast from cash to the phone: the National Bank of Cambodia's Bakong system and the KHQR national QR standard let one code be paid from most banking and wallet apps, from bank apps such as ABA to wallets such as Wing.
Cards play a smaller role at home, but tourists and business travelers bring foreign-issued cards in large numbers. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments and retries across acquirers, with dollar or riel pricing and FX handled for you.
Why merchants run on us here
Cards and wallets live today
International card acquiring and the express wallets, available now.
A QR-first market
KHQR on Bakong links banking and wallet apps, and is how Cambodia pays day to day.
Tourists and travelers
Visitors pay with foreign-issued cards, so routing by card origin matters.
Dollar and riel pricing
Price in USD or KHR and settle in your base currency, with FX handled for you.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Cambodia
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Cambodia like any other market in your stack.
One integration, growing local coverage
Connect once for what's live in Cambodia today — including international card acquiring — and add local wallets and bank rails through the same integration as we bring them online.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Cambodian riel (KHR) and the US dollar and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
We're establishing locally licensed partners so you can process in-country as we expand local coverage — without standing up your own entity or chasing a license.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Cambodia?
Talk to our payments team about going live in Cambodia — coverage, local acquiring, settlement and timelines for your business.