Accept card payments in Bangladesh

Orchestrapay lets you use all local acquirers and payment processors in Bangladesh through a single global API.

~170M
population; one of Asia's largest consumer markets
bKash
the largest mobile financial service
Cash on delivery
still the default for many online orders
Bangladesh Bank
the central bank and payments regulator

Sources: central bank and provider disclosures, 2024–2025.

How Bangladesh pays

Bangladesh pays through mobile financial services. bKash is the largest, with Nagad and Rocket alongside it, used for transfers, bills and a growing share of online payments. Online, cash on delivery remains common, while local Visa and Mastercard debit cards and the domestic NPSB switch carry card and bank payments.

Remittances from Bangladeshis in the Gulf, Malaysia, the UK and the US are a major source of income, and Bangladesh Bank rules shape how money moves across the border. For a merchant, the value is a clear starting point: cards and express wallets behind one integration, 3DS on card-not-present payments and retries across acquirers, with taka pricing and FX handled for you.

Why merchants run on us here

Cards and wallets live today

Card acquiring and the express wallets behind one integration, available now.

A wallet-first market

bKash and Nagad are how Bangladesh pays, and how many buyers check out.

Moving buyers off cash

A trusted card checkout with 3DS shifts orders from cash on delivery to prepaid.

Taka pricing and FX

Price in BDT and settle in your base currency, with FX handled for you.

Payment methods

Cards

Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPay

Buy Now, Pay Later

Sandbox BNPL

Digital wallets

PayPal

Express checkout

Apple Pay
Google Pay
Link

Gateways

Sandbox BNPL
PayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox Gateway
Airwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
Orbital

Built for enterprise

Everything it takes to run payments in Bangladesh

Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Bangladesh like any other market in your stack.

One integration, every local method

Connect once and reach every card scheme, wallet, bank rail and installment provider in Bangladesh through a single API — no separate contract or integration per provider.

Local acquiring, higher approvals

We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.

Settlement, FX & repatriation

Collect in the Bangladeshi taka (BDT) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.

Licensing handled locally

Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.

Payouts & reconciliation

Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.

Fraud, disputes & compliance

Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.

Ready to launch in Bangladesh?

Talk to our payments team about going live in Bangladesh — coverage, local acquiring, settlement and timelines for your business.