Sources: central bank and provider disclosures, 2024–2025.
How Tunisia pays
Tunisia is a cash-first market where online payment is growing on the back of local bank cards. Domestic card payments are switched by Monétique Tunisie, and La Poste's prepaid e-Dinar card gives many people without a bank account a way to pay online. Cash on delivery is still the default for a large share of e-commerce orders.
The dinar is not freely convertible and residents' spending in foreign currency is limited, so cross-border sales lean on buyers paying from abroad: a large diaspora in France and across Europe, and millions of tourists each year. For a merchant, the value is a clear starting point: international cards and express wallets behind one integration, 3DS on card-not-present payments, and retries across acquirers, with FX handled for you.
Why merchants run on us here
Cards and wallets for buyers abroad
International cards and express wallets for the diaspora and visitors paying with foreign-issued cards.
Moving buyers off cash
A trusted card checkout is how merchants shift orders from cash on delivery to prepaid.
Tourism-ready
Visitors from Europe pay with cards that expect 3DS, applied cleanly on every card-not-present payment.
FX handled for you
Settle in your base currency while the dinar's convertibility limits are taken into account.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Tunisia
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Tunisia like any other market in your stack.
One integration, every local method
Connect once and reach every card scheme, wallet, bank rail and installment provider in Tunisia through a single API — no separate contract or integration per provider.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Tunisian dinar (TND) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Tunisia?
Talk to our payments team about going live in Tunisia — coverage, local acquiring, settlement and timelines for your business.