Sources: Central Bank of Seychelles and provider disclosures, 2024–2025.
How Seychelles pays
Seychelles is a small, well-banked island economy where cards issued by local banks on Visa and Mastercard are the everyday way to pay online, with bank transfers for larger amounts. The Central Bank of Seychelles oversees banks and payment services.
Tourism is the backbone of the economy, so a large share of card spend comes from visitors paying with cards issued in Europe, the Gulf and beyond, often for hotels, tours and island transfers booked online. For a merchant, the value is optimization: cards and wallets behind one integration, 3DS on card-not-present payments, and routing and retries across acquirers to protect approvals, with rupee pricing and FX handled for you.
Why merchants run on us here
Visitor-ready checkout
Tourists pay with foreign-issued cards, so routing by card origin protects approvals.
Cards and wallets
Local and international Visa and Mastercard plus the express wallets, behind one integration.
3DS on every booking
3DS on card-not-present payments, with retries across acquirers when an issuer declines.
Rupee pricing and FX
Price in SCR or your guests' currency, and settle in your base currency.
Payment methods
Cards
Visa
Mastercard
American Express
Discover
Diners Club
JCB
UnionPayBuy Now, Pay Later
Sandbox BNPLDigital wallets
PayPalExpress checkout
Apple Pay
Google PayGateways
Sandbox BNPLPayPal
Airwallex
Stripe
Adyen
Unlimit
Worldpay
Checkout.com
Authorize.net
MPGS
Cybersource
Sandbox GatewayAirwallex (Enterprise)
Braintree
CommerceHub
Fiserve
NMI
Nuvei
OrbitalBuilt for enterprise
Everything it takes to run payments in Seychelles
Local payment methods are only half the job. We carry the operational weight — acquiring, settlement, FX, licensing and reconciliation — so you can treat Seychelles like any other market in your stack.
One integration, every local method
Connect once and reach every card scheme, wallet, bank rail and installment provider in Seychelles through a single API — no separate contract or integration per provider.
Local acquiring, higher approvals
We route to local acquirers and retry failed payments across alternate rails, so domestic cards and wallets authorize at local rates instead of being declined as cross-border traffic.
Settlement, FX & repatriation
Collect in the Seychellois rupee (SCR) and settle in your base currency. We handle the FX conversion and the local rules for moving funds out of the country — the part most global merchants underestimate.
Licensing handled locally
Process through our locally licensed partner entities. You launch without standing up a local entity or chasing a payments license of your own.
Payouts & reconciliation
Pay out to sellers and process refunds on the same rails you collect on, and reconcile every flow — pay-in, payout, refund — in one ledger, in local or base currency.
Fraud, disputes & compliance
Real-time screening, chargeback and dispute handling, and KYC/AML that matches local regulator expectations — built in, not bolted on.
Ready to launch in Seychelles?
Talk to our payments team about going live in Seychelles — coverage, local acquiring, settlement and timelines for your business.