# Never depend on one processor

If Stripe freezes your account tomorrow, you keep taking payments. Orchestrapay
runs your checkout on more than one processor, with failover drawn in advance
and saved cards you own, so when one processor says no the others are already
taking the payments.

Page: https://www.orchestrapay.com/solutions/processor-redundancy

## Why processors freeze accounts

- A spike in disputes or a fraud attack.
- Volume growing faster than the processor's risk team expects.
- An underwriting review of your category or a new product line.
- A change in the processor's own policies.

## The day your processor says no

| When | One processor | With Orchestrapay |
|---|---|---|
| Account frozen | Every checkout fails. | Failed payments follow your failover rules and move to backup processors. |
| Customers keep buying | Revenue drops to zero. | Payments are approved on your other processors. |
| Renewals come due | Saved cards are stuck in the frozen processor's vault. | Saved cards live in your Orchestrapay vault and charge on the processors still running. |
| Replacing the account | Weeks of applications from a blank form. | One KYC application goes to 40+ acquirers; the new account plugs into routing. |

## The products behind it

- [Smart Routing](https://www.orchestrapay.com/products/smart-routing.md):
  failure paths that retry a payment on a backup processor in the same checkout.
- [Card Vault](https://www.orchestrapay.com/products/card-vault.md): saved cards
  you own, chargeable on every processor you connect.
- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md):
  one KYC, sent to 40+ acquirers to open backup merchant accounts.

## How to set it up

1. Connect the processor account you have today.
2. Open or connect a second processor account.
3. Draw the failover in the routing builder and split live traffic so the
   backup stays warm.

Redundancy keeps new payments flowing. It does not release funds already held
by a frozen processor.

[Talk to sales](https://www.orchestrapay.com/contact)