# Payment processing for iGaming and betting

Merchant accounts for licensed casinos, sportsbooks and gaming operators. One KYC application to the acquirers that board gambling, routing per jurisdiction, and fast payouts.

Page: https://www.orchestrapay.com/regulated-industries/payment-processing-for-igaming-and-betting

Typical merchant category code: 7995.

## What acquirers look at

Gambling transactions use MCC 7995 and are only legal where you hold a license. Acquirers check that every market you take players from is covered, and expect strong player verification and responsible gaming controls.

- **A license for every market.** A valid gaming license from each jurisdiction you accept players from. You must hold the licenses your markets require.
- **Geolocation and blocking.** Controls that stop players in markets you are not licensed for from depositing.
- **Player KYC and AML.** Identity checks on players, source-of-funds checks above thresholds, and an AML programme your regulator approves.
- **Responsible gaming.** Deposit limits, self-exclusion and the controls your licenses require.
- **Correct coding.** Transactions coded as gambling (MCC 7995) so issuers can apply their own rules.
- **Payout process.** How you return winnings and withdrawals to players, and how long it takes.

## How Orchestrapay helps

1. **Acquirer Network.** One KYC application, sent to the acquirers in our network of 40+ that board iGaming and betting, pre-matched to each acquirer's boarding rules and aware of MATCH status. Approval is always the acquirer's decision.
2. **Never depend on one processor.** Run several merchant accounts behind Smart Routing, with failover when one is paused, and keep your customers' cards in a vault you own.
3. **Keep your accounts.** Chargeback Alerts, Dispute Deflection, VAMP & MATCH Management, 3D Secure and the Antifraud Engine keep dispute and fraud ratios under the card scheme thresholds.

You must hold the licenses and registrations your markets require.

## FAQ

**Which gambling licenses do acquirers accept?** It varies by acquirer and by market. We match your licenses against each acquirer's boarding rules before anything is sent, so your application only goes where it fits.

**Can I route players by country?** Yes. Smart Routing can send each payment by country to the merchant account licensed for that market.

**Why are so many gambling deposits declined?** Some issuers block MCC 7995 outright, and others decline risky patterns. Running several acquirers lets you retry a soft decline on a second account.

**Do you handle player payouts?** Talk to us about your payout flows. Acquirers that board gambling often support returning funds to the card used to deposit.

**What happens if one account is paused?** Routing failover moves deposits to your other accounts, and saved cards stay in your vault so players do not re-enter them.

## Related

- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md)
- [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md)
- [VAMP & MATCH Management](https://www.orchestrapay.com/solutions/vamp-match-management.md)
- [All regulated industries](https://www.orchestrapay.com/regulated-industries.md)
- [Talk to sales](https://www.orchestrapay.com/contact)