# Merchant accounts for vape and tobacco shops

Merchant accounts for online vape, e-liquid and tobacco stores. One KYC application to acquirers that board age-restricted goods, with failover so a review never stops your checkout.

Page: https://www.orchestrapay.com/regulated-industries/merchant-accounts-for-vape-and-tobacco-shops

Typical merchant category code: 5993.

## What acquirers look at

Online tobacco and vape sellers must verify age at checkout and at delivery, respect shipping bans in some states and countries, and in the US comply with the PACT Act's registration, reporting and delivery rules.

- **Age verification.** Age checks at checkout and adult signature on delivery where the law requires it.
- **Shipping restrictions.** Blocking for states and countries where your products cannot be shipped or sold online.
- **PACT Act compliance (US).** Registration and reporting with the authorities, excise tax collection, and compliant delivery for sales into the US.
- **Product compliance.** Products that meet local rules on nicotine strength, flavours and labelling in each market.
- **Clear site policies.** Published age policy, shipping restrictions, returns and support contact.

## How Orchestrapay helps

1. **Acquirer Network.** One KYC application, sent to the acquirers in our network of 40+ that board tobacco and vape shops, pre-matched to each acquirer's boarding rules and aware of MATCH status. Approval is always the acquirer's decision.
2. **Never depend on one processor.** Run several merchant accounts behind Smart Routing, with failover when one is paused, and keep your customers' cards in a vault you own.
3. **Keep your accounts.** Chargeback Alerts, Dispute Deflection, VAMP & MATCH Management, 3D Secure and the Antifraud Engine keep dispute and fraud ratios under the card scheme thresholds.

You must hold the licenses and registrations your markets require.

## FAQ

**Will Stripe or PayPal take my vape store?** Most mainstream processors exclude tobacco and vapes. We send your application to acquirers in our network that board age-restricted goods.

**What do acquirers need to see?** Age verification, shipping restrictions by state and country, and, for US sales, how you meet the PACT Act. We collect it all in one application.

**Can I block orders from restricted states?** Your store controls where it ships. On our side, routing rules can send or refuse payments by country, and IP range rules help on top.

**Why should I hold more than one account?** Age-restricted categories get reviewed more often. Several accounts with routing failover keep checkout open during a review.

**Do you handle excise tax?** Excise tax stays your responsibility. Our Tax product covers sales tax and VAT at checkout; ask us how it fits your stack.

## Related

- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md)
- [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md)
- [VAMP & MATCH Management](https://www.orchestrapay.com/solutions/vamp-match-management.md)
- [All regulated industries](https://www.orchestrapay.com/regulated-industries.md)
- [Talk to sales](https://www.orchestrapay.com/contact)