# Merchant accounts for dating sites and apps

Merchant accounts for dating sites and apps with subscriptions and in-app purchases. One KYC application to acquirers that board dating, plus tools to cut friendly fraud.

Page: https://www.orchestrapay.com/regulated-industries/merchant-accounts-for-dating-sites-and-apps

Typical merchant category code: 7273.

## What acquirers look at

Dating is boarded as high risk for its recurring billing, friendly fraud and romance-scam exposure. Acquirers look at how you verify members, bill subscriptions and handle cancellations.

- **Member verification.** Profile verification and controls against fake profiles and romance scams.
- **Subscription disclosure.** Clear pricing, renewal terms and consent before the first charge.
- **Easy cancellation.** Cancellation in a few clicks, inside the product.
- **Recognisable descriptors.** A billing descriptor members recognise, which cuts "unknown charge" disputes.
- **Age policy.** Members verified as adults.

## How Orchestrapay helps

1. **Acquirer Network.** One KYC application, sent to the acquirers in our network of 40+ that board dating platforms, pre-matched to each acquirer's boarding rules and aware of MATCH status. Approval is always the acquirer's decision.
2. **Never depend on one processor.** Run several merchant accounts behind Smart Routing, with failover when one is paused, and keep your customers' cards in a vault you own.
3. **Keep your accounts.** Chargeback Alerts, Dispute Deflection, VAMP & MATCH Management, 3D Secure and the Antifraud Engine keep dispute and fraud ratios under the card scheme thresholds.

You must hold the licenses and registrations your markets require.

## FAQ

**Why is my dating app high risk?** Recurring billing, friendly fraud and scam exposure. Acquirers that board dating know how to price it; we match you to them.

**How do I fight friendly fraud?** Dispute Deflection shares the member's usage and order details with the issuer when they question a charge, so many disputes are never filed.

**Can I keep subscribers if my processor drops me?** Yes. Cards stay in your vault, and routing moves renewals to your other accounts.

**Do I need 3D Secure?** In Europe it is usually required for the first charge. You decide where else to use it in your routing rules.

**Can you help with in-app purchases?** Payments taken through app stores stay with the app stores. We handle card and wallet payments on your web checkout.

## Related

- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md)
- [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md)
- [VAMP & MATCH Management](https://www.orchestrapay.com/solutions/vamp-match-management.md)
- [All regulated industries](https://www.orchestrapay.com/regulated-industries.md)
- [Talk to sales](https://www.orchestrapay.com/contact)