# Merchant accounts for adult websites

Merchant accounts for adult content sites, cams, fan platforms and memberships. One KYC application, sent to the acquirers that board adult merchants, with failover across several accounts.

Page: https://www.orchestrapay.com/regulated-industries/merchant-accounts-for-adult-websites

Typical merchant category code: 5967.

## What acquirers look at

Adult merchants are registered with the card schemes as high-integrity-risk, carry high refund and dispute exposure, and are reviewed on content as well as on payments. Acquirers that board them want to see the controls before the volume.

- **Card scheme registration.** Mastercard and Visa require adult merchants to be registered by their acquirer under the high-risk programmes (Mastercard BRAM, Visa integrity risk). Your acquirer files it; your application needs to support it.
- **Content review and moderation.** Documented review of every upload, removal processes, and records showing performers are of age and consented.
- **Age verification.** A gate that verifies visitors are adults, meeting the rules of each market you sell in.
- **Clear billing descriptors.** A descriptor and support contact a cardholder recognises on their statement, which cuts "I don't know this charge" disputes.
- **Cancellation and refund policy.** Easy cancellation for memberships, a published refund policy, and a support channel that answers.
- **Processing history.** Recent statements showing volumes, refund rate and dispute rate, if you process today.

## How Orchestrapay helps

1. **Acquirer Network.** One KYC application, sent to the acquirers in our network of 40+ that board adult websites, pre-matched to each acquirer's boarding rules and aware of MATCH status. Approval is always the acquirer's decision.
2. **Never depend on one processor.** Run several merchant accounts behind Smart Routing, with failover when one is paused, and keep your customers' cards in a vault you own.
3. **Keep your accounts.** Chargeback Alerts, Dispute Deflection, VAMP & MATCH Management, 3D Secure and the Antifraud Engine keep dispute and fraud ratios under the card scheme thresholds.

You must hold the licenses and registrations your markets require.

## FAQ

**Can you get my adult site a merchant account?** We send one application to the acquirers in our network that board adult merchants, pre-matched to each one's boarding rules, and track every answer for you. Approval is always the acquirer's decision.

**What MCC will my account use?** Adult content is usually boarded under MCC 5967, a code the card schemes treat as high-integrity-risk. Your acquirer confirms the code during boarding.

**Do I need to be registered with Visa and Mastercard?** Yes. Adult merchants are registered with the schemes by their acquirer. We help you assemble what the registration needs as part of your one application.

**Why should I run on more than one account?** Adult accounts are reviewed often and sometimes paused. With several accounts and routing failover, payments keep going through the others while one is under review.

**How do I keep my dispute rate down?** Recognisable descriptors, Chargeback Alerts, Dispute Deflection and 3D Secure on risky payments all pull disputes down before they reach the card scheme thresholds.

**I am on the MATCH list. Can you still help?** Our matching takes MATCH status into account and only sends your application where it has a realistic chance. It does not guarantee an acquirer will accept it.

## Related

- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md)
- [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md)
- [VAMP & MATCH Management](https://www.orchestrapay.com/solutions/vamp-match-management.md)
- [All regulated industries](https://www.orchestrapay.com/regulated-industries.md)
- [Talk to sales](https://www.orchestrapay.com/contact)