# Payments for travel and hospitality

Large tickets, many currencies, fewer declines. Orchestrapay routes bookings by amount and currency, runs 3D Secure where the risk is, and keeps your processors from holding your business hostage.

Page: https://www.orchestrapay.com/industries/travel

## Large bookings, many currencies, fewer declines.

Travel payments are big, cross-border and booked far ahead, which is exactly what processors get nervous about. Orchestrapay routes each booking to the processor best placed to approve it.

## Why travel payments get declined.

- **Big tickets trigger declines.** A large, cross-border booking looks risky to an issuer, and one processor gives it one chance. Fixed by [Reduce declines](https://www.orchestrapay.com/solutions/reduce-declines.md): Route by amount, country and currency, and cascade a declined booking to a backup processor.
- **Fraud and liability on high-value bookings.** A fraudulent booking can cost the full fare plus the chargeback fee. Fixed by [3D Secure](https://www.orchestrapay.com/products/3d-secure.md): Ask the bank to authenticate the bookings you choose, and move fraud liability to the issuer.
- **Processors hold funds or freeze accounts.** Booking far ahead of travel means long exposure, and processors respond with reserves and reviews. Fixed by [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md): Keep backup processors connected and open more accounts with one application.
- **Cancellations turn into disputes.** A traveller who cannot reach you files a chargeback instead. Fixed by [Chargeback Alerts](https://www.orchestrapay.com/products/chargeback-alerts.md): Ethoca and Verifi alerts let you refund before a dispute becomes a chargeback.

## From search to confirmed booking.

1. **Price in the traveller's currency.** Route each currency to the processor account that settles it.
2. **Authenticate where it matters.** Force 3D Secure for large or cross-border bookings in your routing rules, and let the rest through.
3. **Confirm on the processor that says yes.** A decline cascades to the next processor in the same checkout, so the booking still confirms.

## FAQ

**Can I require 3D Secure only for large bookings?** Yes. Routing rules can force 3D Secure by amount, country, currency or BIN on the processors that support it.

**Can I settle in several currencies?** Yes. Connect processor accounts per currency and route each booking to the matching one.

**What if my processor holds a reserve or freezes my account?** With more than one processor connected, payments keep flowing through the others while you resolve it.

**Can I store a card for a later charge, such as a hotel balance?** Yes. Save the card in your vault at booking and charge it later on any processor you connect.

**Do customers leave the page for 3D Secure?** No. The bank's approval opens in a window over your checkout.

## Related

- [3D Secure](https://www.orchestrapay.com/products/3d-secure.md)
- [Smart Routing](https://www.orchestrapay.com/products/smart-routing.md)
- [Card Vault](https://www.orchestrapay.com/products/card-vault.md)
- [Talk to sales](https://www.orchestrapay.com/contact)