# Payments for marketplaces and platforms

Take payments from buyers on any processor and pay out your sellers. Orchestrapay routes marketplace payments, keeps cards in a vault you own, and puts every dispute from every processor in one place.

Page: https://www.orchestrapay.com/industries/marketplaces

## Take payments from buyers. Pay out your sellers.

A marketplace carries everyone's risk on its own processor account. Orchestrapay spreads it across processors, keeps buyer cards in a vault you own, and pays sellers through one API.

## Where marketplace payments get hard.

- **One seller's chargebacks put the whole platform at risk.** Disputes from a single seller count against your account, and enough of them can freeze it for everyone. Fixed by [Chargebacks & Disputes](https://www.orchestrapay.com/products/chargeback-management.md): Every dispute from every processor in one place, so you see which seller is driving them.
- **A frozen account stops every seller at once.** When the platform's only processor pauses the account, no seller on it can take a payment. Fixed by [Never depend on one processor](https://www.orchestrapay.com/solutions/processor-redundancy.md): Backup processors already connected, with failover drawn in your routing.
- **Buyers pay in many ways and many countries.** Cross-border buyers and wallet payments land on whichever processor you happened to integrate first. Fixed by [Smart Routing](https://www.orchestrapay.com/products/smart-routing.md): Route by country, currency, amount or BIN to the processor best placed for that buyer.
- **Fraud arrives from both sides.** Stolen cards on the buyer side and bad actors on the seller side both end as losses on your books. Fixed by [Antifraud Engine](https://www.orchestrapay.com/products/antifraud.md): Score every payment before it reaches a processor.

## One integration for buyers, processors and sellers.

1. **Accept from buyers.** Cards and wallets through the Orchestrapay payment form, routed to the processor you choose.
2. **Hold cards and watch risk.** Buyer cards stay in your vault. Disputes from every processor land in one view.
3. **Pay out sellers.** Send seller payouts through the Payouts API to the recipients you register.

## FAQ

**Can I pay out sellers through Orchestrapay?** Yes. Register payout recipients and send payouts through the API.

**Can I run several processor accounts for different seller groups?** Yes. Connect as many processor accounts as you need and use routing rules to decide which payments go where.

**Do buyers' saved cards work across processors?** Yes. Cards are stored in a vault you own and can be charged on any processor you connect.

**How do I see which sellers cause disputes?** Chargebacks & Disputes brings disputes from every processor into one list, with evidence submission where the processor supports it.

**Can you help us open more merchant accounts?** Yes. The Acquirer Network sends one application to 40+ acquirers so you can add processors without starting over each time.

## Related

- [Chargebacks & Disputes](https://www.orchestrapay.com/products/chargeback-management.md)
- [Acquirer Network](https://www.orchestrapay.com/products/acquirer-network.md)
- [Card Vault](https://www.orchestrapay.com/products/card-vault.md)
- [Talk to sales](https://www.orchestrapay.com/contact)