# Payments for digital goods, courses and creators

Sell downloads, courses and memberships worldwide. Orchestrapay takes cards and wallets from buyers everywhere, routes each payment to the processor best placed to approve it, and handles tax and disputes.

Page: https://www.orchestrapay.com/industries/digital-goods

## Sell to buyers everywhere, in the way they pay.

Digital products sell worldwide from day one. Orchestrapay takes cards and wallets from every country, routes each payment where it is most likely to be approved, and keeps disputes under control.

## Where selling digital goods gets expensive.

- **International cards get declined.** Cross-border payments are declined more often, and one processor gives each buyer one chance. Fixed by [Smart Routing](https://www.orchestrapay.com/products/smart-routing.md): Route by country, currency and BIN, and cascade declines to a backup processor.
- **Friendly fraud on instant delivery.** A buyer downloads the product, then disputes the charge. With digital goods there is nothing to ship back. Fixed by [Dispute Deflection](https://www.orchestrapay.com/products/dispute-deflection.md): Share order details with the issuer before the cardholder files a dispute.
- **Sales tax and VAT in every buyer's country.** Digital sales are taxed where the buyer is, which multiplies the rules you have to follow. Fixed by [Tax](https://www.orchestrapay.com/products/tax.md): Calculate and collect sales tax and VAT at checkout and on invoices.
- **Dispute ratios creep toward the limit.** Card schemes watch dispute and fraud counts closely, and digital sellers are often near the line. Fixed by [VAMP & MATCH Management](https://www.orchestrapay.com/solutions/vamp-match-management.md): Alerts, deflection and authentication working to keep you under the threshold.

## From product page to paid, anywhere in the world.

1. **Add a checkout or a link.** Embed the payment form, or share a payment link from your dashboard with no checkout to build.
2. **Charge in the buyer's currency.** Route each payment to the processor account that settles that currency.
3. **Keep the revenue.** Declines cascade to another processor, and alerts help you refund before a dispute becomes a chargeback.

## FAQ

**Can I sell without building a checkout?** Yes. Payment links let you take a payment from a link you share by email, chat or social.

**Can buyers pay with Apple Pay and Google Pay?** Yes. Wallets appear in the payment form and route to the processor you choose.

**Can I sell memberships and subscriptions?** Yes. Billing runs plans, renewals and invoices, charging saved cards through any processor you connect.

**How do you help with chargebacks on digital products?** Chargeback Alerts and Dispute Deflection catch disputes early, and Chargebacks & Disputes collects the rest from every processor in one place.

**Do you handle sales tax and VAT?** Orchestrapay Tax calculates and collects sales tax and VAT at checkout and on invoices.

## Related

- [Payment Links](https://www.orchestrapay.com/products/payment-links.md)
- [Dispute Deflection](https://www.orchestrapay.com/products/dispute-deflection.md)
- [Tax](https://www.orchestrapay.com/products/tax.md)
- [Talk to sales](https://www.orchestrapay.com/contact)